Lenders would have had no one coming through their door and prices would not have been forced ever higher had mortgage rates reflected risk (say 7 or 8%). People with little to no money down, with no documentation, with teaser rates, should NEVER EVER have been able.
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30-Year Fixed Mortgage Rates Plunge to Lowest Rate in 3 Months; Current Rate Is 4.17%, According to Zillow Mortgage Rate Ticker – "Rates plunged to levels not seen since mid-June after the Federal Reserve surprised many by announcing plans to wait for signs of stronger economic growth before scaling back its. Mortgage Rates 4.
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