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VA Streamline (IRRRL) Refinance Guidelines | VA Pro Interview – MMI: There’s been incredible interest in VA refinances lately. To clarify, is there any difference between a VA IRRRL, VA streamline refinance? Are there any VA refinances that are not a streamline? Mark Mizer: VA IRRRLs and VA streamlines are the same thing. They both refer to a new VA loan refinancing an existing VA loan.
If you have a VA home loan, then there is a good chance that you have already come into contact with unsolicited offers to refinance your mortgage that appear.
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For IRRRL, 1) an appraisal is not required; 2) proof of income documentation is not required. The maximum VA refinance loan is 90 percent plus the maximum VA Refinance Funding Fee of 3.30 percent (unless exempt). To apply for a VA refinance, fill out the VA Home Loan Application. Closing costs can be paid for with a lender credit, or included.
A VA streamline refinance, also known as an Interest Rate Reduction Refinance Loan (IRRRL), has a very specific purpose: to reduce your interest rate on your current VA loan. If you already have a VA loan, you may be able to get a VA streamline refinance loan for a lower interest rate and a lower monthly payment. Advantages of this program include:
VA Loan Refinance in Miami Fort Lauderdale Florida – The IRRRL (sometimes called a VA streamline refinance in Miami Fort Lauderdale Florida or VA-to-VA refinance in Miami Fort Lauderdale Florida) is specifically designed to simplify the process of refinancing an existing VA loan in order to get a lower interest rate and lower payment.
The VA streamline refinance is a quick and inexpensive type of refinance for Veterans and active-duty servicemembers who currently have a VA home loan.
VA Loan Streamline Refinance – VA Loan Mortgages – Streamline Refinance allows you either have a lower interest rate on your VA mortgage, cash back for any good cause or both. Apply for this loan right now through our Nationwide VA Streamline Refinance Specialists at VA Loan Mortgages, LLC!
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