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Home Improvement | Maria Kadau, Realtor – Tampa Bay – It’s called the eem (energy efficient Mortgage). Some of the highlights are: It is available as an add-on to VA and FHA loan products, including 203K, for home purchases and refinances. It allows a borrower to get an additional 5% of the home price (capped at $8,000 for FHA and $6,000 for VA loans) to finance energy efficient improvements.
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